Storm Damage
Florida Roof Insurance Requirements 2026: Navigating SB 808 and the 15-Year Rule
Don’t let an aging roof trigger an insurance cancellation. New Florida roof insurance requirements 2026 under SB 808 have fundamentally changed your rights and renewal options. From the mandatory Secondary Water Barrier (SWR) to securing a “Useful Life” certification for roofs over 15 years old, we reveal the exact steps you need to take to stay covered. Learn which 2026 roofing materials slash premiums and how to navigate the new “25% Rule” for storm damage claims.
January 9, 2026